Sample matters
Six matters, in the order clients called
Each shows the kind of paper that came in and how it ended. The fee is noted where it matters.
Dismissed
Collector lawsuit, a store card
A debt buyer sued over a card it could not trace to the client. We filed the answer the week the summons arrived, and the buyer dropped the suit.
Flat fee, agreed in advance.
Removed
Credit report error
A paid-off loan still showed as past due at two bureaus. Both deleted it after our dispute, with the payoff letter attached.
Flat fee, agreed in advance.
$3,500
Texts after a written stop
A lender kept texting for months after the client wrote to say stop. It paid to settle once our demand letter listed every message.
Gross amount, before costs.
$2,100
Dealer add-ons in a car loan
Two add-ons were packed into the loan that the client never agreed to. The dealer refunded both and paid the interest on them.
Gross amount, before costs.
Settled
Collector calls at work
After our letter named the client’s lawyer, the collector stopped calling her employer. The old balance was cut by half.
Terms are private.
Corrected
Mixed-up credit file
Another person’s accounts were merged into our client’s file. A bureau separated them in thirty days.
Flat fee, agreed in advance.
Sample matters for illustration. Every case turns on its own facts, and past results don't promise a similar outcome in yours.
Have paper like this?
Send a photo of it and a lawyer will write back with what it is and what it costs to deal with it.